Find Out What Companies Have on You

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Most people now know they're entitled to a free credit report annually. But most folks don't realize they also are entitled under the Fair and Accurate Credit Transaction Act to find out what reporting agencies issue to insurance companies, prospective employers, landlords, mortgage companies and even physicians. A news article in today's Kansas City Star outlines how to track down this information, at least from the best known collectors and disseminators of private data.

Some shortcuts if you're interested:
ChoicePoint Comprehensive Loss Underwriting Exchange (which influences your insurance coverage)
ChoicePoint pre-employment background check(used by employers)
ChoicePoint tenant history report (for renters)
Medical Information Bureau (keeps records on how you use life, health and disability insurance)
ChexSystems (for your financial records)

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